Florida Insurance Blog

How Summer Maintenance Impacts Home Insurance

Morgan Insurance Services provides coverage to the Tampa, FL community, as well as the surrounding areas. We strive to help our clients find the policies they need to help minimize risks. We offer flexible policies tailored to your individual needs. We can help you protect your assets.

How Summer Maintenance Impacts Home Insurance

Your Tampa, FL home is a unique asset. Home insurance covers you in multiple ways. The structure of your home is covered if inclement weather moves through the area and causes damage. The interior of your home is also covered, including your walls and flooring. Your personal items are also covered if they are stolen or vandalized. Liability coverage protects you if a guest is injured while visiting your home.

The summer is a great time to perform maintenance on your home. You’ll get to enjoy warm weather. Summer maintenance also has an impact on your home insurance. Inspect your porch to see if there are cracks or other potential hazards. This can prevent you from being involved in a potential liability dispute if someone gets hurt.

Trim the trees and bushes around your home. If you reside in an area that is prone to inclement weather, trimming the trees and bushes could prevent the possibility of them falling into your home and damaging it. It also reduces the likelihood of the trees causing damage to your neighbor’s property, which you would be held responsible for.

If you have a swimming pool, summer is definitely the time to inspect it. Clean and balance the chemicals before using the pool. This can help prevent potential liability issues in the future.

Morgan Insurance Services Will Help You Find The Right Policy

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