Florida Insurance Blog

How Does RV Insurance Differ From Auto Insurance?

Auto insurance is a form of financial protection for drivers. On-road accidents tend to be expensive, costing vehicle owners hundreds or even thousands of dollars. It helps to have insurance to compensate the customer for theft or property damage. If you’re an RV owner in Tampa, FL, it’s highly recommended that you purchase RV Insurance from Morgan Insurance Services. 

RV Insurance Instead of Auto Insurance?

Owning a recreational vehicle differs from owning a regular car or a truck, as it comes with responsibilities like trailer towing and amenity maintenance. Instead of getting a typical auto insurance plan, RV owners should seek insurance that specializes in recreational vehicle policies. 

So what does RV insurance cover? This type provides financial compensation for theft, vandalism, weather incidents, and on-road collisions – policies also seen in regular auto insurance packages. It explicitly covers RV Emergency Expensive Coverage, a type of homeowner’s insurance that pays for medical expenses and emergency treatments. This is usually reserved for owners who use their RVs as primary residences. There’s also campsite liability coverage, a type of policy for RV owners residing in campsites and RV parklands. 

Getting RV Insurance in Tampa, FL

If you are an RV owner interested in finding insurance in Tampa, Morgan Insurance Services is an agency that has got your needs covered. Our team specializes in a wide range of insurance plans, from home insurance to umbrella insurance. Regarding RV Insurance, our agency provides services for state localities, property damages, or loss of belongings. To hear more about RV Insurance options, contact our agency at 813-345-2777.