Florida Insurance Blog

When to Increase Your Motorcycle Coverage in Florida

Motorcycle insurance in Tampa, FL may seem like a reasonably uncomplicated thing. You need a certain amount of coverage, so you buy a certain amount of coverage. It’s only when you need to file a claim that things might become messy. To avoid this, you may need to plan so you don’t have to worry about whether or not you’ll get the help you need when you need it the most. Morgan Insurance Services is here to give you a few tips on when to upgrade your coverage. 

When Your Motorcycle Is Worth More 

Vehicles are generally not known for increasing in value after you drive them off the lot. While there are exceptions to every rule, the vast majority of people will assume that their car decreases in value over time. But what if you install aftermarket LED lighting? Or an expensive stereo system, so you never miss a note on the road? All of these little improvements may not be covered if you weren’t upfront with your insurance company at the time of sign up. 

When You Need More Coverage 

Motorcycle drivers face a unique number of threats on the road. From liability to bodily injury, you may want to check the limits on your policy. In many cases, the bare minimum is just not enough if you’re going to protect yourself and anyone you might take along with you. 

No doubt having the right amount of coverage can give you peace of mind on the road. Morgan Insurance Services in Tampa, FL would like to help you figure it out. If you want to understand more about how your policy will work in the real world, give us a call today to have your questions answered.