Florida Insurance Blog

Why Florida Residents May Want to Consider Umbrella Insurance

Residents of the Tampa, FL area may not know about the steep benefits umbrella insurance can offer. Some think that umbrella insurance is only for the richest people in the world, but that couldn’t be farther from the truth. 

Umbrella insurance exists to fill in the gaps when your standard policies run out. Morgan Insurance Services is happy to help educate our customers on the various ways that umbrella insurance is a beneficial addition to their insurance policy. 

Whether you own multiple homes, recreational vehicles, investment properties, or vintage cars (among many other things), umbrella insurance can step up to the plate when the coverage on your investments runs out. 

Additionally, umbrella insurance can be used to cover personal liability instances, including slander, libel, and false arrest. Many people don’t realize that umbrella insurance goes far beyond the standard of what insurance is known for. This is another reason why umbrella insurance is suited for everyday people, not just the 1%. 

Umbrella insurance also fills in for bodily injury liability, property damage liability, and protects owners of rental units. It’s a very versatile type of insurance that is worth looking into if you have many assets and investments out in the world and want them to be fully covered.  

Morgan Insurance Services is proud to serve the Tampa, FL area. If your insurance policy needs some adjusting, feel free to contact us anytime. Our team of agents is experienced in many types of insurance and we are happy to help you determine what coverage is most necessary for your peace of mind and for your financial protection. 

Contact us today!