Flood insurance covers losses sustained by water damages as a result of flooding. Cases of flooding in Florida are on the rise due to the geographical position of the state and the nearness to water bodies. At Morgan Insurance Services in FL, we offer flood insurance packages that are separate from a homeowner’s insurance policy. Here are more details on our flood insurance coverage.
We mostly cater to physical losses caused by floods in Florida. We also consider losses that are as a result of flood-related erosions which might be as a result of severe storms, flash floods or high waves.
We offer a package that protects two types of properties. This includes the structure of one’s home and the content in it. The coverage of the physical structure mostly includes the foundation, air systems, furnace, water heaters, and permanently installed carpets over the unfinished floors, electrical and plumbing. When it comes to contents inside your home, we cover washers and dryers, electronics, portable microwaves, and air conditioners, clothing, dishwashers, and the carpeting.
Here are some of the cases we consider to ensure your claim is successful.
The flooding should cover at least two acres of land or two premises.
We are the perfect company that can offer a suitable flood insurance cover. Reach out to Morgan Insurance Services today and learn more about our flood insurance coverage! One can visit our agents in FL to get a quote or gain more information about us.