Motorcycles can be a great mode of transport or simply to cruise around the state. Florida is one of the states with the highest number of motorcycles currently riding the roads. Motorcycle insurance in Florida is not a legal requirement. While this may seem like good news for the wallet, in the case of an accident or theft, insurance always has your back. We explain your options for motorcycle insurance below.
Give Morgan Insurance Services in Tampa, FL a call to receive motorcycle insurance quotes. Our agents can give you different quote options to choose from so that you buy the insurance fight for you.
When motorcycle insurance becomes a must
While motorcycle insurance is not a legal obligation in Florida, in some cases you can’t get around it. When you buy a motorcycle, you still need to go show that financially you could cover the costs of an accident should you have one. If you can’t, you need to get the insurance that covers you for accidents.
The same rule counts if you don’t wear a helmet while riding your motorcycle. You either wear a helmet or you get insurance when riding helmetless.
As you can read, motorcycle insurance is very flexible and you can weigh up the pros and cons of getting it if you don’t financially need to. However, the cost of an accident or replacing your motorcycle in case of theft is almost always a more expensive investment than insurance is.
If you are ready to discuss motorcycle options with us, call Morgan Insurance Services in Tampa, FL and we will gladly help you look through your motorcycle insurance options.