Are you planning on taking your motorcycle on a long road trip in the near future? If the distance that you will be traveling has increased, you may need to make modifications to your motorcycle insurance policy. Having adequate coverage will help you maintain your bike, plus it may reduce any out-of-pocket costs.
Liability Coverage
Riding your motorcycle for an extended period can increase the likelihood of being involved in an accident. Liability insurance provides protection for accidents that result in damage or bodily harm.
If another motorist is affected during an accident, your liability coverage will handle any expenses you are responsible for. Liability insurance provides protection when a motorcycle is driven on public roadways, in parking areas, or on private property.
Personal Property Protection
Personal property insurance provides protection for the motorcycle and any accessories you use. This type of insurance safeguards you from catastrophic weather and criminal acts.
If your insured motorcycle is damaged by inclement weather, theft, or vandalism, your insurance may cover the cost of repairing or replacing it. It may also pay to replace severely damaged or stolen accessories.
Collision Coverage
Collision coverage protects against damage to your motorcycle. If your bike is damaged by another person, the person who is at fault may be underinsured. If so, your collision coverage will help cover the cost of repairing your bike.
Insurance Support Provided by Morgan Insurance Services
Learn more about the services we offer motorcycle owners in the Tampa, FL, region. Contact our office and set up an appointment to consult with one of our agents.
