{"id":51,"date":"2021-09-30T04:00:00","date_gmt":"2021-09-30T10:00:00","guid":{"rendered":"https:\/\/www.mymorganagent.com\/blog\/?p=51"},"modified":"2021-10-05T14:07:03","modified_gmt":"2021-10-05T20:07:03","slug":"top-reasons-for-buying-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.mymorganagent.com\/blog\/top-reasons-for-buying-flood-insurance\/","title":{"rendered":"Top Reasons For Buying Flood Insurance"},"content":{"rendered":"<p>Do you think that you do not need flood insurance? You may not live close to water or have a great&nbsp;home insurance policy. However, the truth is that every property is at risk of flooding, even if it is not located in a flood-prone area. If you still think it is not necessary, here is a list of reasons why getting flood insurance is a smart decision:<\/p>\n<h2>Reasons To Purchase Flood Insurance<\/h2>\n<p>Every homeowner should carry this type of insurance, and here is why:<\/p>\n<ul>\n<li><strong>Floods happen everywhere. <\/strong>According to the statistics, almost 20% of all flood insurance claims are made by homeowners who do not live in flood-prone zones. That means that regardless of your location, there is no guarantee that your property will not be damaged by flood.&nbsp;<\/li>\n<li><strong>Home insurance does not cover flooding.<\/strong> Many homeowners mistakenly believe that flood coverage is included in a standard home insurance policy. However, it is not true. Therefore, even if you have a really good home insurance policy, damages&nbsp;caused by flooding will not be covered by your insurance, and you will have to pay for them out of your pocket.&nbsp;<\/li>\n<li><strong>Flood losses are high. <\/strong>Most people do not even know, but even a few inches of water can lead to very costly losses. For example, if your home is 2,000 square feet, two inches of water will cost you about $27,000. If you do not have flood insurance, you will have to cover this damage yourself.&nbsp;<\/li>\n<\/ul>\n<h3><strong>Morgan Insurance Services Serving Tampa, FL &#8211; Let Us Protect Your Home<\/strong><\/h3>\n<p>If you live in Tampa, FL or any other surrounding area, having flood insurance is a must. Floods are very common in Florida. If you have questions about this type of insurance, or you need help in getting a policy that will fit your needs, Morgan Insurance Services is ready to assist you. Feel free to visit our website for more information or give us a call.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you think that you do not need flood insurance? You may not live close to water or have a great&nbsp;home insurance policy. However, the truth is that every property is at risk of flooding, even if it is not located in a flood-prone area. If you still think it is not necessary, here is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[13,12],"class_list":["post-51","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-morgan-insurance-services","tag-tampa-fl"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.5.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Do you think that you do not need flood insurance? 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