{"id":43,"date":"2021-05-28T04:00:00","date_gmt":"2021-05-28T10:00:00","guid":{"rendered":"https:\/\/www.mymorganagent.com\/blog\/?p=43"},"modified":"2021-05-30T19:34:33","modified_gmt":"2021-05-31T01:34:33","slug":"important-questions-to-ask-before-purchasing-pet-insurance","status":"publish","type":"post","link":"https:\/\/www.mymorganagent.com\/blog\/important-questions-to-ask-before-purchasing-pet-insurance\/","title":{"rendered":"Important questions to ask before purchasing pet insurance."},"content":{"rendered":"<p><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">The agents at <\/span><\/span><\/span><span style=\"font-size:10.5pt\"><span style=\"font-family:Roboto,sans-serif\"><span style=\"color:#000000\"><span style=\"background-color:#ffffff\">Morgan Insurance Services<\/span><\/span><\/span><\/span><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\"> know how much residents in the Tampa, FL area love their furry friends. Pet insurance is one way to help keep pets healthy and keep pet owners from having to pay large medical bills. Knowing which policy is best for you and your pet can be confusing. Below are the important questions to ask before purchasing pet insurance.&nbsp;<\/span><\/span><\/span><\/p>\n<p><strong><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">Can I keep my current pet care provider?&nbsp;<\/span><\/span><\/span><\/strong><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">If you love your current veterinarian practice, it is critical to find out if the plan will cover your vet. In addition to checking with the insurance carrier, you will want to check with your vet to confirm they will accept the insurance.&nbsp;<\/span><\/span><\/span><\/p>\n<p><strong><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">What is the deductible?<\/span><\/span><\/span><\/strong><br \/>\n<span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">Most insurance companies will offer various deductible amounts. You will want to review the different options available and decide which level of deductible makes the best sense for you.&nbsp;<\/span><\/span><\/span><\/p>\n<p><strong><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">Are there exclusions?<\/span><\/span><\/span><\/strong><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">All insurance policies have certain incidents that the policy will not cover and it is extremely important to know what is excluded under your policy. For example, if your pet has a preexisting condition, it will probably&nbsp;not be covered. There are also various add-on coverages that you can purchase.&nbsp;<\/span><\/span><\/span><\/p>\n<p><strong><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">Is there a waiting period before coverage will start?<\/span><\/span><\/span><\/strong><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">Many policies will have a 30 day waiting period prior to the coverage taking effect. Each carrier can vary on how long the waiting period will be.&nbsp;<\/span><\/span><\/span><\/p>\n<p><strong><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">Does it cover routine care?<\/span><\/span><\/span><\/strong><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">Many policies do not cover routine care. If routine care is an important feature to you, make sure you are purchasing a comprehensive plan with this coverage.&nbsp;<\/span><\/span><\/span><\/p>\n<p><strong><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">Is there an age limit?<\/span><\/span><\/span><\/strong><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">Many companies will not offer insurance to aging pets. It is important to purchase the coverage when the pet is younger so that you will be offered renewals as the pet ages.&nbsp;<\/span><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">If you live in the Tampa, FL area and would like to learn more about pet insurance plans, reach out to an agent at <\/span><\/span><\/span><span style=\"font-size:10.5pt\"><span style=\"font-family:Roboto,sans-serif\"><span style=\"color:#000000\"><span style=\"background-color:#ffffff\">Morgan Insurance Services<\/span><\/span><\/span><\/span><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\"> today.&nbsp;<\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The agents at Morgan Insurance Services know how much residents in the Tampa, FL area love their furry friends. Pet insurance is one way to help keep pets healthy and keep pet owners from having to pay large medical bills. Knowing which policy is best for you and your pet can be confusing. Below are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[13,12],"class_list":["post-43","post","type-post","status-publish","format-standard","hentry","category-pet-insurance","tag-morgan-insurance-services","tag-tampa-fl"],"_links":{"self":[{"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/posts\/43","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/comments?post=43"}],"version-history":[{"count":1,"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/posts\/43\/revisions"}],"predecessor-version":[{"id":44,"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/posts\/43\/revisions\/44"}],"wp:attachment":[{"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/media?parent=43"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/categories?post=43"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/tags?post=43"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}