Lots of pet owners in Tampa, FL, have noticed their vet bills getting more and more expensive. It’s not all in your head. In terms of inflation, the numbers are clear.<\/p>\n
Veterinary costs have outpaced general inflation for several years now. According to the U.S. Bureau of Labor Statistics, pet service prices have shot up twice as fast as overall consumer prices. And every time you take your beloved pet to the vet, you feel it. It may be time to look into pet insurance. <\/p>\n
Vet care costs more for many different reasons. Mostly, the cost of supplies and pharmaceuticals keeps climbing. But also, the cost of nearly everything in life is more than ever. This means people need more money. Which means, vet offices have to pay higher wages to attract and keep their good staff. <\/p>\n
What pet insurance does is reimburse you for vet expenses that you pay out of pocket, if they’re covered by your policy. This means you file the claim, you get reimbursed. It’s not like your own health insurance, where you get the care you need and the doctor bills the insurance. <\/p>\n
Most pet insurance policies cover illnesses and accidents. Some also cover wellness visits and other add-ons. It’s important to know what your policy covers before you need to use it. Your Morgan Insurance Services rep can walk you through how the different plans work. <\/p>\n
This year, Florida passed HB 655. This law classifies pet insurance as the same as property insurance under the Florida Insurance Code. So now, insurance providers have to explain very clearly how claims get paid. Also, how preexisting conditions are handled and if there’s a waiting period. <\/p>\n
You’ve got a 30-day window to review a policy and return it if it’s not what you were expecting. This gives you a better picture of what you’re paying for. <\/p>\n
In Florida, there’s an extra stress on pets. The heat and humidity. This often means more vet visits if your pet gets too hot or has a skin condition. The team at Morgan Insurance Services will go over all your options to make sure your pet is healthy and you have peace of mind. <\/p>\n","protected":false},"excerpt":{"rendered":"
Lots of pet owners in Tampa, FL, have noticed their vet bills getting more and more expensive. It’s not all in your head. In terms of inflation, the numbers are clear. Veterinary costs have outpaced general inflation for several years now. According to the U.S. Bureau of Labor Statistics, pet service prices have shot up […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[29,31,13,36,14],"class_list":["post-163","post","type-post","status-publish","format-standard","hentry","category-pet-insurance","tag-fl","tag-insurance","tag-morgan-insurance-services","tag-pet","tag-tampa"],"_links":{"self":[{"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/posts\/163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/comments?post=163"}],"version-history":[{"count":1,"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/posts\/163\/revisions"}],"predecessor-version":[{"id":164,"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/posts\/163\/revisions\/164"}],"wp:attachment":[{"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/media?parent=163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/categories?post=163"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mymorganagent.com\/blog\/wp-json\/wp\/v2\/tags?post=163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}