{"id":15,"date":"2020-03-30T04:00:00","date_gmt":"2020-03-30T10:00:00","guid":{"rendered":"https:\/\/www.mymorganagent.com\/blog\/?p=15"},"modified":"2020-03-30T12:28:28","modified_gmt":"2020-03-30T18:28:28","slug":"whats-covered-by-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.mymorganagent.com\/blog\/whats-covered-by-flood-insurance\/","title":{"rendered":"What&#8217;s Covered by Flood Insurance?"},"content":{"rendered":"<p>Living in Florida puts your home&nbsp;at risk of damage from wildfires, hurricanes, tropical storms, floods, and other disasters. Home insurance protects you from many of these perils except for flooding. By purchasing a separate flood policy, you can add flood protection to your insurance package. A standard flood policy from Morgan Insurance&nbsp;Services in Tampa, FL can provide the following protection for you and your family.<\/p>\n<h3><strong>Building Coverage<\/strong><\/h3>\n<p>Flood insurance offers both building and contents coverage to protect your valuable investments against flooding. You can purchase just building insurance, just contents insurance or both.<\/p>\n<p>Building insurance protects your home structure to include foundation, walls, staircase, wall-to-wall carpeting, and electrical, plumbing and heating&nbsp;systems. Built-in appliances, cabinetry, and&nbsp;paneling are also covered, giving you that much more protection against flood disasters. It only takes a few inches of water to devastate a home. By purchasing flood insurance, you can take preventative measures to safeguard one of the most expensive investments you may ever own.<\/p>\n<h3><strong>Contents Coverage<\/strong><\/h3>\n<p>Contents insurance protects your possessions to include your wardrobe, furniture, electronics, artwork, heirlooms, antiques, and other personal items. It also covers your washer and dryer,&nbsp;portable AC units and small kitchen appliances. If any of these items are damaged or destroyed in a flood disaster, you&#8217;ll have financial compensation to replace them without having to dip into your savings to cover your loss. To determine how much coverage to obtain, consider the value of your goods and what it would take to replace them out-of-pocket.<\/p>\n<p>If you live in a flood zone, flood insurance in Florida may be a requirement. As many floods occur outside of flood zones, wise homeowners will take precautions to protect their abode with flood coverage.<\/p>\n<p>For more information about flood insurance and the protection&nbsp;it has to offer, contact Morgan Insurance Services in&nbsp;Tampa, FL.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Living in Florida puts your home&nbsp;at risk of damage from wildfires, hurricanes, tropical storms, floods, and other disasters. Home insurance protects you from many of these perils except for flooding. By purchasing a separate flood policy, you can add flood protection to your insurance package. A standard flood policy from Morgan Insurance&nbsp;Services in Tampa, FL [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[13,12],"class_list":["post-15","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-morgan-insurance-services","tag-tampa-fl"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"Living in Florida puts your home at risk of damage from wildfires, hurricanes, tropical storms, floods, and other disasters. Home insurance protects you from many of these perils except for flooding. By purchasing a separate flood policy, you can add flood protection to your insurance package. A standard flood policy from Morgan Insurance Services in Tampa, FL\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.mymorganagent.com\/blog\/whats-covered-by-flood-insurance\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.4\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Morgan Insurance Services -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What\u2019s Covered by Flood Insurance? - Blog | Morgan Insurance Services\" \/>\n\t\t<meta property=\"og:description\" content=\"Living in Florida puts your home at risk of damage from wildfires, hurricanes, tropical storms, floods, and other disasters. Home insurance protects you from many of these perils except for flooding. 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